National Bank World Elite® Mastercard®
Fees
Earning Rates
- Earn 5X points on the first $2,500 in monthly grocery and restaurant purchases, then 2 points for the remainder of the month.
- Earn 2X points on gas and electric vehicle charging, recurring bill payments, and À la carte Travel purchases.
- Earn 1X points on all other purchases.
Main Benefits
- Enjoy up to $150 in travel-fee refunds every year, unlimited access to the National Bank VIP Lounge at the Montreal-Trudeau Airport, travel insurance, extended warranty, and purchase protection.
Rewards Details
- NBC Rewards points have the best value of 1 cent per point when redeemed towards travel through the À la carte Travel™ Agency. This means 10,000 points would be worth $100 in cash value towards travel.
NBC World Elite Mastercard points calculator
Input your monthly and yearly spend amounts into the National Bank World Elite Mastercard point calculator to estimate how much you can earn. Compare the results side by side up to two credit cards from any issuer.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
NBC World Elite Mastercard earning rate
The NBC World Elite Mastercard earns NBC Rewards points at the following rates:
- 5 points per $1 spent on the first $2,500 in monthly grocery and restaurant purchases, then 2 points per $1 spent for the remainder of the month.
- 2 points per $1 spent on gas and electric vehicle charging, recurring bill payments, and À la carte Travel purchases.
- 1 point per $1 spent on all other purchases.
NBC World Elite Mastercard points value
NBC World Elite Mastercard benefits
Here are the main benefits of the NBC World Elite Mastercard:
- Annual $150 Credit: Get up to a $150 refund per year on your travel expenses (seat selection, airport parking and more).
- Lounge Access: Enjoy free and unlimited access with a guest and two children aged 12 or under 4 to the National Bank Lounge at Montréal-Trudeau Airport.
- Travel & Purchase Insurance: Out of Province Hospital Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Flight Delay Insurance, Stolen or Lost Luggage Insurance, Baggage Delay Insurance, Vehicle Rental Insurance, Mobile Device Insurance, Purchase Protection and Extended Warranty.
NBC World Elite Mastercard fees
Annual Fee
The NBC World Elite Mastercard has an annual fee of $150.
Authorized User Fee
Adding authorized users to the NBC World Elite Mastercard will cost you $50 per additional card, per year.
Foreign Transaction Fee
The NBC World Elite Mastercard has a foreign transaction fee of 2.5%. This means you will be penalized when using the card to make purchases that are not in Canadian Dollars.



