National Bank Platinum Mastercard®
Fees
Earning Rates
- Earn 2 points per $1 on the first $1,000 in grocery and restaurant purchases monthly, then 1.5 points per $1 spent.
- Earn 1.5 points per $1 spent on gas and electric vehicle charging, À la carte Travel, and recurring bill payments.
- Earn 1 point per $1.50 spent on all other purchases.
Main Benefits
- Travel & purchase insurance.
Rewards Details
- NBC Rewards points have the best value of 1 cent per point when redeemed towards travel through the À la carte Travel™ Agency. This means 10,000 points would be worth $100 in cash value towards travel.
NBC Platinum Mastercard points calculator
Input your monthly and yearly spend amounts into the National Bank Platinum Mastercard point calculator to estimate how much you can earn. Compare the results side by side up to two credit cards from any issuer.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
NBC Platinum Mastercard earning rate
The NBC Platinum Mastercard earns NBC points at the following rate:
- 2 points per $1 spent on the first $1,000 in grocery and restaurant purchases monthly, then 1.5 points per $1 spent.
- 1.5 points per $1 spent on gas and electric vehicle charging, À la carte Travel, and recurring bill payments.
- 1 point per $1.50 spent on all other purchases.
NBC Platinum Mastercard points value
NBC Platinum Mastercard benefits
Here are the benefits of the NBC Platinum Mastercard:
- Travel & Purchase Insurance: Out of Province Hospital Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Flight Delay Insurance, Stolen or Lost Luggage Insurance, Vehicle Rental Insurance, Mobile Device Insurance, Purchase Protection and Extended Warranty.
NBC Platinum Mastercard fees
Annual Fee
The NBC Platinum Mastercard has a $70 annual fee.
Authorized User Fee
Adding authorized users to the NBC Platinum Mastercard will cost $35 per additional card, per year.
Foreign Transaction Fee
The NBC Platinum Mastercard has a foreign transaction fee of 2.5%. This means you will be penalized when using the card to make purchases that are not in Canadian Dollars.
