NBC Rewards Points Value Quick Overview
- Flexible Redemption Options: NBC Rewards points can be redeemed for travel, statement credits, investments, gift cards, merchandise, and more.
- Best Value for Travel: Redeem points for travel through the À La Carte Travel Agency to achieve the highest value of 1 cent per point.
- Lower Value for Other Redemptions: Redemptions for statement credits, gift cards, and investments provide less than 1 cent per point in value.
- No Loyalty Program Transfers: NBC Rewards points cannot be converted into airline miles or hotel points, as the program is not partnered with other loyalty programs.
Use our NBC Rewards points to dollars calculator to determine the average cash value of NBC Rewards points based on redemption.
NBC Rewards points value
How much are NBC Rewards points worth?
The answer: 1 cent each when redeemed towards travel booked through À La Carte Travel Agency. This means 10,000 points would be equal to $100 in travel value.
Here's the breakdown for NBC Rewards points value:
| Redemption option | NBC point value |
|---|---|
| Travel booked through À La Carte Travel Agency | 1 cent |
| Statement credits towards travel | 0.83 - 0.91 cents |
| Investments | 0.83 cents |
| Mortgage payment | 0.83 cents |
| Gift cards | 0.6 - 0.83 cents |
| Statement credits not towards travel | 0.4 cents |
Travel redemptions through National Bank
National Bank Rewards points will have the best value when redeemed towards travel booked through À La Carte Travel Agency. This will give your points a value of 1 cent per point meaning that every 10,000 points you redeem is worth $100 in value.
Points redeemed through À La Carte Travel Agency can only be used towards flights and vacation packages.
Other travel redemptions
NBC Rewards points can be redeemed towards travel redemptions made to your National Bank credit card. The value you get will depend on how many points you redeem at once:
| Amount of points redeemed | Redemption value | Value per point in cents |
|---|---|---|
| Less than 55,000 points | 12,000 points = $100 | 0.83 |
| 55,000 points or more | 11,000 points = $100 | 0.91 |
If you can't find good value booking through À La Carte Travel Agency, this is a great backup option as you'll be able to book travel your way without the extra restrictions.
Investments
NBC Rewards points can be put towards financial products with National Bank. This includes contributions to an RRSP or TFSA. Redemptions start at 12,000 points for a $100 value.
Mortgage payment
NBC Rewards points can be redeemed towards the principal of a mortgage or All-in-One home equity line of credit held at National Bank. Redemptions start at 12,000 points for a $100 value which gives your points a value of 0.83 cents each.
Gift cards
NBC Rewards points can be redeemed for gift cards with a large handful of retailers starting at 3,500 points. The denominations and the points required varies depending on the retailer, but you'll get anywhere from 0.6 to 0.83 cents in value per point.
Statement credits
NBC Rewards points can be redeemed towards purchases made to your NBC credit card. Redemptions start at 6,250 points for a $25 statement credit.
| Points required | Credit amount |
|---|---|
| 6,250 | $25 |
| 12,500 | $50 |
| 25,000 | $100 |
| 125,000 | $500 |
| 250,000 | $1,000 |
This is the lowest redemption option and I highly recommend avoiding this if possible.
Merchandise
NBC Rewards points can be redeemed for merchandise through NBC's online store. The value you get out of this redemption will heavily vary.
If you're eyeing something in their store, you can use our redemption value calculator to find out how much your points will be worth based on the cost in points and the cost in cash.
NBC Rewards points to dollars calculator
Use our NBC Rewards points to dollars calculator to determine the dollar value of points when redeemed for travel, gift cards, statement credits, and more. This will give you an idea of how much your NBC Rewards points are worth on average.
Calculator: How much are your NBC Rewards points worth?
| Redemption option | Average dollar value (in CAD) |
|---|---|
| Travel booked through À La Carte Travel Agency | $0 |
| Statement credits towards travel | $0 - $0 |
| Investments & Mortgage Payments | $0 |
| Gift Cards | $0 - $0 |
| Non-travel statement credits | $0 |
Average redemption value
The table below lists the average cash values for NBC Rewards points when redeemed for travel via À La Carte Travel Agency at the value of 1 cent per point.
| NBC Rewards Points | Cash Value |
|---|---|
| 1 Point | $0.01 |
| 1,000 Points | $10 |
| 5,000 Points | $50 |
| 10,000 Points | $100 |
| 15,000 Points | $150 |
| 20,000 Points | $200 |
| 25,000 Points | $250 |
| 40,000 Points | $400 |
| 50,000 Points | $500 |
| 60,000 Points | $600 |
| 70,000 Points | $700 |
| 80,000 Points | $800 |
| 90,000 Points | $900 |
| 100,000 Points | $1,000 |
| 150,000 Points | $1,500 |
| 300,000 Points | $3,000 |
| 500,000 Points | $5,000 |
| 1,000,000 Points | $10,000 |
NBC Rewards points redemption value calculator
Calculate the exact cash value of your NBC Rewards points based on the cost of a redemption in cash versus the cost in points. This tool is useful when trying to decide if a redemption is worth it or not.
How does NBC Rewards points value compare?
Here's how the value of NBC Rewards points compare against rewards earned with other leading travel programs:
How to earn NBC Rewards points
NBC offers three credit cards that earn NBC Rewards points when making everyday purchases. Here are those cards:
Check out these top credit card picks from our partners:
- Best for U.S. Dollar purchases: Rogers Red World Elite® Mastercard®
- Best for everyday spending: Rogers Red Mastercard®
- Best travel card for cash back: Tangerine World Mastercard®
- Best for customizable 2% back: Tangerine Money-Back Credit Card
