Earning Rewards

The Simplii Financial Cash Back Visa Card earns cash back at the following rates:

  • 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.
  • 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year.
  • 0.5% cash back on all other purchases.

Rewards Value

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Perks & Benefits

Here are the main benefits of the Simplii Financial Cash Back Visa Card:

  • Purchase Insurance: Enjoy Purchase Security and Extended Protection Insurance

Card Fees

Annual Fee

The Simplii Financial Cash Back Visa Card has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the Simplii Financial Cash Back Visa Card.

Foreign Transaction Fee

The Simplii Financial Cash Back Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.