Earning Rates

The BMO eclipse rise Visa Card earns points at the following rates:

  • 5 points for every $2 spent on recurring bill payments, groceries, dining, takeout, and food delivery, on up to the first $5,000 in purchases per year (then 1X/$2).
  • 1 point for every $2 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the BMO eclipse rise Visa Card:

  • 5,000 Bonus Points Annually: Get 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months and another 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with Points.
  • Fuel Savings: Save up to 7¢ per litre with Shell and BMO, plus save an additional 3¢/L at participating Shell locations as an eligible Member of CAA, AMA or BCAA.
  • Purchase Insurance: Mobile Device Insurance, Purchase Security Insurance, and Extended Warranty Insurance.

Fees

Annual Fee

The BMO eclipse rise Visa Card has a $0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the BMO eclipse rise Visa Card.

Foreign Transaction Fee

The BMO eclipse rise Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.