BMO Ascend™ World Elite® Mastercard®
Fees
Earning Rates
- Earn 5 points for every $1 spent on eligible travel purchases, on up to $15,000 per year (then 1X).
- Earn 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 per year in each individual category (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
Main Benefits
- Annual lounge passes, car rental discounts, and travel & purchase insurance.
Rewards Details
- BMO Rewards points earned with the BMO Ascend World Elite Mastercard are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investments are worth $1 in cash value.
BMO Ascend World Elite Mastercard points calculator
Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO Ascend World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
BMO Ascend World Elite Mastercard earning rate
The BMO Ascend World Elite Mastercard earns BMO Rewards points at the following rates:
- 5 points for every $1 spent on eligible travel purchases, on up to $15,000 annually.
- 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 annually for each spend category.
- 1 point for every $1 spent on all other purchases.
BMO Ascend World Elite Mastercard points value
BMO Ascend World Elite Mastercard benefits
Here are the benefits of the BMO Ascend World Elite Mastercard:
- Mastercard Travel Pass: Enjoy access to airport lounges with Mastercard Travel Pass provided by DragonPass, plus 4 free passes a year.
- Fuel Savings: Save up to 7¢ per litre with Shell and BMO, plus save an additional 3¢/L at participating Shell locations as an eligible Member of CAA, AMA or BCAA.
- Car Rental Discounts: Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide.
- Travel & Purchase Insurance: Out-of-Province/Out-of-Country Emergency Medical, Trip Cancellation Insurance, Trip Interruption Insurance, Travel Accident Insurance, Car Rental Collision Loss / Damage Waiver Insurance, Delayed and Lost Baggage Insurance, Flight Delay Insurance, Purchase Protection, and Extended Warranty.
BMO Ascend World Elite Mastercard fees
Annual Fee
The BMO Ascend World Elite Mastercard has an annual fee of $150.
Authorized User Fee
Adding authorized users to the BMO Ascend World Elite Mastercard will cost $50 per additional user, per year.
Foreign Transaction Fee
The BMO Ascend World Elite Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
