BMO eclipse Visa Infinite Card
Fees
Earning Rates
- Earn 5 points for every eligible $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
Main Benefits
- Bonus points when adding an authorized user, annual $50 credit on first purchase, Visa Infinite benefits, and travel & purchase coverage.
Rewards Details
- Based on our valuations, BMO eclipse Visa Infinite points are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investments are worth $1 in cash value.
BMO eclipse Visa Infinite points calculator
Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO eclipse Visa Infinite Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
BMO eclipse Visa Infinite earning rate
The BMO eclipse Visa Infinite Card earns BMO Rewards points at the following rates:
- 5 points for every $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year.
- 1 point for every $1 spent on all other purchases.
BMO eclipse Visa Infinite points value
BMO eclipse Visa Infinite benefits
Here are the main benefits of the BMO eclipse Visa Infinite Card:
- 10% Bonus Points: Earn 10% more points on all purchases when you add an authorized user to your account.
- $50 Lifestyle Credit: Get a $50 anniversary lifestyle credit on your first card purchase of $50 or more.
- Fuel Savings: Save up to 7¢ per litre with Shell and BMO, plus save an additional 3¢/L at participating Shell locations as an eligible Member of CAA, AMA or BCAA.
- Visa Infinite Benefits: Visa Infinite Luxury Hotel Collection, Visa Infinite Dining Series, Visa Infinite Concierge, Visa Infinite Troon Golf Benefit.
- Travel & Shopping Insurance: Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance, Car Rental Collision/Loss Damage Insurance, Mobile Device Insurance, Purchase Security, and Extended Warranty Insurance.
BMO eclipse Visa Infinite fees
Annual Fee
The BMO eclipse Visa Infinite Card has an annual fee of $120.
Authorized User Fee
Adding authorized users to the BMO eclipse Visa Infinite Card will cost you $50 per additional card per year.
Foreign Transaction Fee
The BMO eclipse Visa Infinite Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
