BMO eclipse Visa Infinite Privilege Card
Fees
Earning Rates
- Earn 5 points for every $1 spent on groceries, dining in and out, drugstore, gas, and travel purchases in Canada, on up to $100,000 per year.
- Earn 1 point for every $1 spent on all other purchases.
Main Benefits
- Bonus points when adding an authorized users, annual $200 statement credit, Visa Infinite Privilege benefits, and travel & purchase insurance.
Rewards Details
- Based on our valuations, BMO Rewards points earned with the BMO eclipse Visa Infinite Privilege are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investments are worth $1 in cash value.
BMO eclipse Visa Infinite Privilege points calculator
Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO eclipse Visa Infinite Privilege Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
BMO eclipse Visa Infinite Privilege earning rate
The BMO eclipse Visa Infinite Privilege Card earns BMO Rewards points at the following rates:
- 5 points for every $1 spent on on groceries, dining in and out, drugstore purchases, gas, and travel in Canada, on up to $100,000 per year (then 1X).
- 1 point for every $1 spent on all other purchases.
BMO eclipse Visa Infinite Privilege points value
BMO eclipse Visa Infinite Privilege benefits
The BMO eclipse Visa Infinite Privilege Card features the following benefits:
- $200 Lifestyle Credit: Get a $200 anniversary lifestyle credit on your first card purchase of $200 or more made during the year.
- 25% More Bonus Points: Earn 25% more points on all purchases when you add an authorized user to your account.
- Visa Infinite Privilege Benefits: Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge vists per year (enrollment required). Plus receive Priority Security Lane, airport parking and valet service discounts at select Canadian airports as well as access to Visa Infinite Privilege Concierge, Visa Infinite Luxury Hotel Collection, Visa Infinite Dining Series, Visa Infinite Wine Country, and Troon Rewards® Golf benefits.
- Travel & Purchase Insurance: Out-of-Province/Country Emergency Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance. Common Carrier Insurance, Car Rental Collision/Loss Damage Insurance, Flight Delay Insurance, Baggage Delay, Loss and Damage Insurance, Hotel Burglary Insurance, Mobile Device Insurance, Purchase Security, and Extended Warranty.
BMO eclipse Visa Infinite Privilege fees
Annual Fee
The BMO eclipse Visa Infinite Privilege Card has an annual fee of $499.
Authorized User Fee
Additional cardholders for the BMO eclipse Visa Infinite Privilege Card will cost you $99 per additional card per year.
Foreign Transaction Fee
The BMO eclipse Visa Infinite Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
