Luxury Card Mastercard® Gold Card™: Calculator & Premium Rewards Guide
Fees
Earning Rates
- Earn 1X points for every $1 spent.
Main Benefits
- Made with 24K Gold
- $200 in annual air travel credits
- Up to $120 towards a Global Entry application fee
- Complimentary Priority Pass Select membership
- Luxury Card benefits
- Travel insurance
Our Take
Luxury Gold Card Points Calculator
Use this calculator to estimate how many points you can earn with the Luxury Card Mastercard® Gold Card™ based on your spending. Factor in upscale travel benefits, flexible redemptions, and the card’s exclusive concierge perks to evaluate overall value.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Luxury Card Mastercard® Gold Card™ Details
Earning Rates
The Luxury Card Mastercard Gold Card earns points at the following rates:
- 1 point per $1 spent on all purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the Luxury Card Mastercard Gold Card:
- $200 Airline Credit: Receive up to $200 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
- Priority Pass Select: Enjoy complimentary access to over 1,500 airport lounges and travel experiences in more than 600 airports across 145 countries with Priority Pass Select. Access includes unlimited visits for yourself as well as your guests.
- Global Entry Credit: Receive a $120 automatic statement credit for the cost of the Global Entry application fee. Global Entry members are eligible to participate in TSA Pre✓®.
- Luxury Card Travel: Enjoy Room upgrade at check-in (when available), Complimentary Wi-Fi, Daily Breakfast for Two, and a Unique Amenity at over 3,000 global properties.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Waiver, Travel Accident Insurance, Baggage Delay Insurance, and Cellular Phone Protection.
Fees
Annual Fee
The Luxury Card Mastercard Gold Card has a $995 annual fee.
This fee is very hard to justify. It is basically a glorified 2% cash back card with elite-level travel benefits.
Most 2% cash back cards have no annual fee and you can get elite-level travel perks from many leading credit cards for a significantly lower fee—some even offering more benefits.
Authorized User Fee
Adding authorized users to the Luxury Card Mastercard Gold Card will cost $295 per card.
Foreign Transaction Fee
The Luxury Card Mastercard Gold Card has no foreign transaction fees.
Luxury Card Points Calculators & Guides
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Luxury Card Rewards Points Value Calculator
View the list of redemption options for Luxury Card Rewards points and calculate their average cash value based on each. -
Calculator: Luxury Card Mastercard® Gold Card™
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Calculator: Luxury Card Mastercard® Black Card™
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Calculator: Luxury Card Mastercard® Titanium Card™
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