Holland America Points Value Calculator

Quick Overview
- Holland America Line rewards points are earned exclusively by running spend through the Barclays Holland America Visa.
- Points can be applied towards statement credits, onboard amenities, gift cards/certificates, merchandise and travel redemptions.
- The best value comes from statement credit redemptions towards Holland America Line purchases which will give your points a range of 1 to 2.5 cents per point.
Use our Holland America Value Calculator to find out how much Holland America Line points are worth when redeemed for statement credits, gift cards, and more. You can also use our Free Holland Cruise Calculator to find out how many points you will need based on the cost of the cruise in cash.
Holland America points value
How much are Holland America points worth? On average, Holland America points value hovers around 1.25 cents per point which is the value you'll receive when booking cruises with a net cost of between $500 and $1,500. You can obtain higher value, of up to 2.5 cents per point, booking costly cruises.
Here's the breakdown on Holland America points value:
Redemption options | Redemption value (in cents) |
---|---|
Holland America Line statement credits | 1 - 2.5 |
World's Leading Cruise Lines | 1 |
Gift cards and certificates | 0.75 |
Holland America Statement Credits
The best value comes from redeeming your Holland America Line points for statement credits towards cruises with Holland America. The more expensive the cruise the better the value.
Holland America net purchase | Point value (in cents) |
---|---|
$50 - $499.99 | 1 |
$500 - $1,499.99 | 1.25 |
$1,500 - $2,000.99 | 1.5 |
$2,001 - $4,000.99 | 2 |
$4,001+ | 2.5 |
For example, let's say you charged a $750 Holland America Cruise to your Holland America Visa. Since that cruise falls between $500 and $1,499.99, the points you use as a statement credit towards that booking will be worth 1.25 cents each. So if you had 20,000 Holland America Points to apply as a statement credit, it would be worth $250.
If you went all out and charged a $4,001+ Holland America Cruise to your Holland America Visa, points redeemed towards that charge would be worth a whopping 2.5 cents each. So if you wanted to apply the same 20,000 points as a statement credit, it would now be worth $500.

Other Cruise Lines
Holland America Points can be redeemed as a statement credit for the remaining 8 World's Leading Cruise Lines for a value of 1 cent per point. Those cruise lines are:
- Carnival
- Costa
- P&O Australia
- P&O Cruises
- Princess Cruises
- Aida
- Cunard
- Seabourn
The cost of the cruise will not matter when using your points with these cruise lines. You can get better value with Carnival using the Carnival Mastercard and better value with Princess using the Princess Cruises Visa.
Gift Cards & Certificates
Holland America Points can be redeemed for gift cards as well as certificates. These start at 3,300 Holland America Points for a $25 gift card/certificate which is a value of 0.75 cents per point. This is relatively low when compared to the higher value you can get out of redeeming your points towards cruises.
Other Redemptions
Holland America Points can be also be used towards a few other redemptions in which the value of your points will vary.
You can use your points to order onboard amenities and packages to be delivered onboard the ship during your cruise. These orders will be accepted up to 15 days before your cruise departure date.
Holland America Points can be used for airfare, hotel and car rentals by booking through Loyalty Edge on the Barclays website. You'll need at least 10,000 points to book travel and the rest can be paid by credit/debit card.
Holland America Points Value Calculator
Use the Holland America Points Value Calculator to calculate the average cash value of points earned with Holland America based on redemption. You can enter any amount of points in the calculator below.
Redemption | Average Dollar Value |
---|---|
Holland Redemptions | $0 - $0 |
Other Cruise Line Statement Credits | $0 |
Gift Cards, Certificates | $0 |
Free Holland America Cruise Calculator
If you want to know how many Holland America Points you'll need to cover the cost of your cruise, the calculator below will help you estimate the total points required based on the cost. Remember that you'll earn between 1 and 2.5 cents in value per point with Holland America and 1 cent in value for the remaining 8 cruise lines.
Calculator: How many points do you need for a free Holland America Line Cruise?
Holland America points needed for free cruise: | 0 Points |
---|---|
Other Cruise Lines | 0 Points |
Holland America points redemption table
Below is a table showing the dollar amounts and the corresponding points required to fully cover the net purchase cost of a Holland America Line.
Cruise cost | Holland America Line points needed |
---|---|
$300 | 30,000 Points |
$400 | 40,000 Points |
$500 | 40,000 Points |
$600 | 48,000 Points |
$700 | 56,000 Points |
$800 | 64,000 Points |
$900 | 72,000 Points |
$1,000 | 80,000 Points |
$1,250 | 100,000 Points |
$1,500 | 100,000 Points |
$2,000 | 133,333 Points |
$2,500 | 125,000 Points |
$3,000 | 150,000 Points |
$3,500 | 175,000 Points |
$4,000 | 200,000 Points |
$4,500 | 180,000 Points |
$5,000 | 200,000 Points |
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus

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