Earning Rates

The Carnival Mastercard earns FunPoints at the following rates:

  • 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines.
  • 1X FunPoint for every dollar spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Carnival Mastercard:

  • Special Financing: Get 0% promotional APR for 6 months on Carnival cruise bookings.
  • Travel & Purchase Coverage: Travel Accident Insurance, Trip Cancellation Insurance, Trip Interruption Coverage, Baggage Delay Insurance, and Auto Rental Collision Damage Waiver.

Fees

Annual Fee

The Carnival FunPoints Mastercard has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the Carnival FunPoints Mastercard.

Foreign Transaction Fee

The Carnival FunPoints Mastercard has a 0% foreign transaction fee. That means you can use it to earn FunPoints on purchases outside of the United States without being penalized.