Ulta Beauty Rewards™ Mastercard®
Fees
Earning Rates
- Earn 2X points for every $1 spent at Ulta Beauty.
- Earn 1X point for every $3 spent outside of Ulta Beauty.
Rewards Details
- The value of Ulta Rewards Points depends on how many you redeem at once. They can be worth as low as 3 cents each and as much as 6.25 cents each.
Our Take
Card Details
Ulta Mastercard earning rate
The Ulta Rewards Mastercard earns Ulta Rewards points at the following rates:
- 2 points for every $1 spent at Ulta Beauty. That's 1 point for being a Rewards member and 1 point for using the credit card to pay.
- 1 point for every $3 spent outside of Ulta Beauty.
Ulta Mastercard points value
Ulta Mastercard fees
Annual Fee
The Ulta Rewards Mastercard has no annual fee.
Foreign Transaction Fee
The Ulta Rewards Mastercard has a 3% foreign transaction fee. This means that you will be penalized when using the card outside of the United States.
Ulta Mastercard points calculator
Input your monthly and yearly spend into the calculator to find out how many Ulta Rewards points you can earn with the Ulta Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards


