Everything To Know About Macy's Star Rewards Points
Macy's Star Rewards Overview
- Earn Rewards on Every Purchase: Macy's Star Rewards members earn points on in-store and online purchases, turning shopping into savings.
- Tiered Loyalty Status: Membership levels are based on annual Macy’s spending with the Macy’s credit card:
- Bronze: For non-credit card holders; earns 1% back at Macy’s.
- Silver: Entry level for cardholders; earns 2% back at Macy’s.
- Gold: Requires $500 in annual purchases; earns 3% back.
- Platinum: Achieved with $1,200 annual purchases; earns 5% back, the highest reward rate.
- Easy Redemption: Every 1,000 Star Rewards points converts to $10 in Star Money, automatically applied to your account.
- Flexible Spending (With Limits): Star Money is worth face value and can be used on most purchases except gift cards, services, and fees at Macy's, macys.com, and Macy's Backstage.
- Time-Sensitive Value: Star Money expires in 30 days, so be sure to use it quickly to maximize your rewards!
Earning Star Rewards points
Star Rewards points are earned when shopping in-store or online with Macy's as a Star Rewards member. You can also earn points using Macy's credit cards.
Earning points shopping at Macy's
Macy's Star Rewards members will earn anywhere from 1% to 5% back when shopping in-store or online with Macy's. The amount of rewards you earn is based on your membership level in the Star Rewards program.
| Membership Level | How To Earn | Points earned |
|---|---|---|
| Bronze | Earned after signing up for an account | 1 |
| Silver | Spend $1 - $499 at Macy's with a Macy's credit card | 2 |
| Gold | Spend $500 - $1,199 at Macy's with a Macy's credit card | 3 |
| Platinum | Spend $1,200 or more at Macy's with a Macy's credit card | 5 |
If you're not a Macy's credit card holder, you will not be able to earn more than 1 point per $1 spending at Macy's.
Earning points with Macy's Cards
Macy's offers two cards that you can use to unlock the full potential of the Star Rewards program: Macy's Card and Macy's American Express Card.
Macy's Card
The Macy's Card is a store card that basically grants you the ability to earn Silver, Gold, and Platinum status in the Macy's Star Rewards program based on how much you spend at Macy's.
It's a great option if you normally spend a good deal of money at Macy's, especially if you spend at least $500 a year which will grant you Gold status. This is where the membership starts to get more valuable as you'll earn 3% back on Macy's purchases and get free shipping with no minimum purchase amount.
Macy's American Express Card
The Macy's American Express Card is a rewards credit card that not only grants you access to the full Star Rewards program, but also allows you to earn Macy's Star Points on purchases outside of Macy's.
With the Macy's AMEX, you'll earn 3% back in rewards at restaurants (including food delivery), 2% back in rewards at gas stations & supermarkets, and 1% back in rewards everywhere else.
While the ability to earn Macy's Rewards points across all purchases is great, there are credit cards that can earn you an equal or higher return on your spend with rewards that can be used for more than just Macy's.
For example, the Blue Cash Preferred from American Express earns 6% back on the first $6,000 in U.S. supermarket spend per year. If you were to spend $500 a month at U.S. supermarkets with the Macy's AMEX Card, you would earn $180 in Star Rewards whereas the Blue Cash Preferred would earn you $360 in cash back that can be redeemed towards just about anything, including Macy's purchases.
How to redeem Star Rewards points
Once you earn 1,000 Star Rewards points, they will be automatically redeemed for $10 in Star Money. Star Money is worth face value, so $10 in Star Money is equal to $10 in cash value in-store or online with Macy's.
Star Money can be used when shopping at Macy's for everything but gift cards, services, and fees.
Once converted to Star Money, you will have 30 calendar days from issuance to use it before it expires.
Convert Star Rewards points to Star Money
Use the Macy's Point Calculator to convert Star Rewards points into Star Money. This will give you an idea of how much your points are worth.
| Redemption | Average Dollar Value |
|---|---|
| $10 Star Money Certificates | 0 Certificates |
| Points Value | $0 |
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
Earn points paying rent with no transaction fee using the Bilt Mastercard®.
Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.
Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.
Learn more