Earning Rates

The Banana Republic Rewards Mastercard earns Banana Republic points at the following rates:

  • 5 points for every $1 spent at Gap family brands.
  • 1 point for every $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Banana Republic Rewards Mastercard:

  • Gap Enthusiast Membership: As a cardmember, you'll receive complimentary Enthusiast membership. Plus, earn Icon membership when you earn 5,000 points using the card.
  • Free Fast Shipping: Receive free fast shipping on all online orders of $50 or more.

Fees

Annual Fee

The Banana Republic Rewards Mastercard has no annual fee.

Authorized User Fee

There is no cost to add authorized users to the Banana Republic Rewards Mastercard. Adding family and friends can help you earn points faster.

Foreign Transaction Fee

The Banana Republic Rewards Mastercard has a 3% foreign transaction fee. This means that you will be penalized when using this card outside of the United States.