Apple Card: Calculator & Daily Cash Rewards Breakdown
Fees
Earning Rates
- Earn 3% back on purchases made in-store or online with Apple.
- Earn 3% back when you use your Apple Card with Apple Pay with select partners.
- Earn 2% back when you use your Apple Card with Apple Pay for all other purchases across your Apple devices.
- Earn 1% back when you use your physical card to pay for your purchase.
Main Benefits
- Pay for new Apple products over time with interest free installments
Our Take
Apple Card Daily Cash calculator
Use this calculator to estimate how much Daily Cash you’ll earn with the Apple Card. Get 3% back at Apple and select partners, 2% when using Apple Pay, and 1% with the physical card. Your cash back is credited daily and can be used instantly via Apple Cash.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Apple Card earning rate
The Apple Card earns Daily Cash at the following rates:
- 3% back on purchases made in-store or online with Apple.
- 3% back when you use your Apple Card with Apple Pay with select partners.
- 2% back when you use your Apple Card with Apple Pay for all other purchases across your Apple devices.
- 1% back when you use your physical card to pay for your purchase.
Select 3% partners include: ACE Hardware, Booking.com, Charge Point, Duane Reade, Exxon, Mobil, Nike, T-Mobile, Uber, Uber Eats, and Walgreens.
Apple Card Daily Cash value
Apple Card benefits
Here are the main benefits of the Apple Card:
- Monthly Installments: Buy a new Mac, iPhone, iPad, Apple Watch, and more with interest-free monthly payments on purchases at Apple.
Apple Card fees
Annual Fee
The Apple Card has no annual fee.
Foreign Transaction Fee
The Apple Card has no foreign transaction fees on purchases made outside of the United States. That makes it an excellent card for international travel and spending, especially if the merchant takes Apple Pay.
