Quick Overview

  • Marriott has 4 direct credit card transfer partners, offering over 10 partner credit cards that earn Marriott Bonvoy points.
  • Major Marriott credit card transfer partners include American Express Membership Rewards, Chase Ultimate Rewards, and Bilt Rewards, all offering 1:1 transfers to Marriott.
  • Bilt Rewards offers an exclusive bonus of 5,000 points for every 20,000 points transferred to Marriott, giving you 25,000 Marriott points for a 20,000-point transfer.
  • United is also a Marriott transfer partner, but transferring United miles generally reduces value and is usually not recommended.

This page provides a full list of Marriott credit card transfer partners and shows the conversion rates of partner rewards to Marriott Bonvoy points. Use our calculator to find out which Marriott credit card transfer partners will earn you the most points based on your monthly spending.

Loading...

Marriott credit card transfer partners

Loading...

AMEX Membership Rewards credit cards

American Express Membership Rewards points can be transferred to Marriott Bonvoy at a 1:1 ratio. Every 1,000 AMEX points you convert will give you 1,000 Marriott Bonvoy points.

American Express credit cards offer large intro bonuses as well as great earning rates across popular categories such as supermarket, restaurant, gas station, and airfare. You can also enjoy complimentary Marriott Bonvoy Gold Elite status by just having either of AMEX's personal or business Platinum cards.

Here are the Membership Rewards credit cards you can use to earn points transferable to Marriott Bonvoy:

Loading...

Chase Ultimate Rewards credit cards

Chase Ultimate Rewards points can be transferred to Marriott Bonvoy at a 1:1 ratio. This means 1,000 Chase points can be converted into 1,000 Marriott Bonvoy points.

Chase offers several of the best travel rewards credit cards in the market with their Ultimate Rewards credit cards being at the top of the chart.

Ultimate Rewards points can be redeemed at a value of 1.25 to 1.5 cents towards travel booked through Chase Travel℠ which gives you an excellent alternative to booking travel if you can't find good awards booking with Marriott or if you wish to book other forms of travel.

Here are the Ultimate Rewards credit cards that allow you to transfer points to Marriott Bonvoy:

Loading...

Bilt Rewards credit cards

Bilt Rewards points can be transferred to Marriott at a 1:1 ratio. This means that every 1,000 Bilt Rewards points you convert will give you 1,000 Marriott Bonvoy points.

On top of that, you will receive a bonus 5,000 Marriott Bonvoy points for every 20,000 Bilt Rewards points you transfer. So all-in-all, a 20,000-Bilt Rewards point transfer will give you 25,000 Marriott Bonvoy points.

Bilt only offers one credit card and that's the Bilt Mastercard. The best thing about this card and the program as a whole is that you can pay rent and mortgages with no transaction fees. This is something you can't do with other leading cards, so the program is very much worth looking into if you're able to pay these with a credit card or use the complimentary Bilt bill pay that comes with signing up.

Here are the credit cards that Bilt offers:

Loading...

United MileagePlus credit cards

United Airlines miles can be transferred to Marriott Bonvoy at a 1:1 rate. Every 1,000 United miles you convert will give you 1,000 Marriott Bonvoy points.

United offers a good amount of co-branded credit cards that you can use to earn lots of United miles on United purchases as well as on everyday spending. Unfortunately, transferring the miles you earn to Marriott will likely result in a devaluation due to United miles being worth about double that of Marriott Bonvoy points on average.

That's not to say that it is always a bad transfer because there are Marriott Bonvoy point redemptions that can get you as much as 2 cents or more — especially at high-end results. But most of the time, it will not be worth it.

Here are the credit cards that you can use to earn United miles transferable to Marriott Bonvoy:

Loading...

Marriott Bonvoy credit cards

If you're loyal to Marriott and frequent their hotels, you will want to pick up one (or more) of their co-branded credit cards. Marriott's credit cards are top-notch when it comes to earning Marriott Bonvoy points on purchases at Marriott properties.

On top of that, Marriott's credit cards offer fantastic value with most of their cards offer an annual free night award, complimentary elite status, and even bonus elite nights to help push you towards higher status faster.

Here are Marriott's co-branded credit cards:

Loading...

What's the best credit card for Marriott Bonvoy points?

Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most Marriott Bonvoy points and best return per $1 spent.

Results will include all co-branded Marriott Bonvoy credit cards and all Marriott Bonvoy credit card transfer partners. Results will show up to the top 20 cards.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, check out this tool:

Rewards Credit Card Directory & Calculator: Marriott Bonvoy Points

Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

#
Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
Loading...
Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.