Earn 3X at Marriott hotels and 15 Elite Night credits with no annual fee

Marriott Bonvoy Bold® Credit Card: Calculator & Points Value Guide

Fees

Earning Rates

Earn 3 Bonvoy points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®.
Earn 2 Bonvoy points for every $1 spent on purchases at grocery stores, rideshare and select food delivery, and select streaming, and internet, cable, and phone services.
Earn 1 Bonvoy point for every $1 spent on all other purchases.

Main Benefits

5 elite nights towards each year
Complimentary Marriott Silver Elite status

Our Take

The Marriott Bonvoy Bold is a decent choice for earning points at no annual fee, but it lacks any real benefits. Even if you only stay at Marriott a few times per year, you can obtain better value with the Marriott Bonvoy Boundless® Credit Card.

Last Updated: 04-07-2025

Marriott Bonvoy Bold Points Calculator

Use this calculator to estimate how many Marriott Bonvoy points you can earn with the Bold Card based on your spending. Compare it with Boundless and Bountiful, and see how a no-annual-fee option fits your travel rewards strategy.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Marriott Bonvoy Bold® Credit Card Details

Earning Rates

The Marriott Bonvoy Bold Card earns at the following rates:

3 Bonvoy Points per $1 spent at Marriott Bonvoy properties.
2 Bonvoy Points per $1 spent at grocery stores, on rideshare and select food delivery, and on select streaming, and internet, cable, and phone services.
1 Bonvoy Points per $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here's the main benefits of Marriott Bonvoy Bold:

Elite Night Credits: Earn 5 elite night credits per calendar year.
Silver Elite Status: Enjoy Automatic Silver Elite Status with Marriott Bonvoy® that renews each account anniversary year.
Travel & Purchase Coverage: Trip Delay Reimbursement, Baggage Delay Insurance, Lost Luggage Reimbursement, and Purchase Protection.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The Marriott Bonvoy Bold has a $0 annual fee.

This is the only no-annual fee card that Marriott offers, but even still... it's not really worth it as there's not much to gain for it. If you're really trying to earn Marriott Bonvoy Points or receive benefits with Marriott, consider the entry level Marriott Bonvoy Boundless® Credit Card.

Authorized User Fee

There is no fee to add authorized users to the Marriott Bonvoy Bold Card. Adding family and friends to the account can help you earn Marriott Bonvoy points faster.

Foreign Transaction Fee

The Marriott Bonvoy Bold has a 0% foreign transaction fee. That means you can use this card to earn points spending outside of the United States without penalty.