Earn 4X at Hyatt + a free night every year

World of Hyatt Credit Card Calculator: Hyatt Points Estimator & Rewards Guide

Fees

Earning Rates

Earn 4 Bonus Points per $1 spent at Hyatt hotels.
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Earn 1 Bonus Point per $1 spent on all other purchases.

Main Benefits

Annual free night award
Complimentary Hyatt Discoverist Status
5 qualifying nights annually
Earn 1 qualifying night for every $5K you spend on the card

Our Take

If you frequent Hyatt hotels, the World of Hyatt credit card is a no-brainer as the 4X points on Hyatt purchases alone generates an excellent return. On top of that, the annual free night award can easily be worth a few hundred dollars which easily covers the card's annual fee.

Last Updated: 04-15-2025

Hyatt Credit Card Points Calculator

Calculate how many Hyatt Card points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

World Of Hyatt Card Details

Earning Rates

The World of Hyatt Card earns Hyatt points at the following rates:

4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels.
2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
1 Bonus Point per $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the World of Hyatt Card:

Free Night Every Year: Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.
Earn A Free Night: Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year.
World of Hyatt Discoverist: Receive World of Hyatt Discoverist status for as long as your account is open.
Elite Night Credits: Receive 5 qualifying night credits towards your next tier status every year. Plus, earn 2 additional qualifying night credits every time you spend $5,000 on your card.
Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Lost Luggage Reimbursement, Baggage Delay Insurance, Auto Rental Collision Damage Waiver, and Purchase Protection.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The World of Hyatt Card has a $95 annual fee.

The free night award alone can easily be worth over $100. Complimentary status and the ability to earn elite nights also helps add value to the card.

Authorized User Fee

There is no fee to add additional users to the World of Hyatt Card.

Foreign Transaction Fee

The World of Hyatt Card has a 0% foreign transaction fee. That makes it a great option for earning Hyatt points traveling outside of the United States.