Royal Caribbean Cruises Visa earning rate

The Royal Caribbean Visa Signature Card earns MyCruise points at the following rates:

  • 2 points for every $1 spent on qualifying purchases with Royal Caribbean and sister brands, Celebrity Cruises and Silversea
  • 1 point for every $1 spent on all other purchases.

NOTE: Each calendar year, you may earn a maximum of 540,000 MyCruise points on qualifying Net Purchases posting from January 1 through December 31. MyCruise points accumulate for a maximum of 60 months from when they are first posted to the account which means that over the course of those 60 months (approximately 5 years), you may accumulate and redeem a maximum of 2,700,000 MyCruise points.

Royal Caribbean Cruises Visa MyCruise points value

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Royal Caribbean Cruises Visa fees

Annual Fee

The Royal Caribbean Visa Signature Card has no annual fee.

Authorized User Fee

There is no fee to add an authorized user to the Royal Caribbean Visa Signature Card.

Foreign Transaction Fee

The Royal Caribbean Visa Signature Card has no foreign transaction fees. This means you can use it outside of the United States and not be penalized.