U.S. Bank Cash+® Visa Signature® Card
Fees
Earning Rates
- Earn 5% cash back on two select categories of your choice on up to $2,000 in combined eligible purchases made during the quarter.
- Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
- Earn 2% cash back on one select category of your choice, with no cap on how much you can earn.
- Earn 1% cash back on all other purchases.
Rewards Details
- Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account.
Our Take
U.S. Bank Cash+ cash back calculator
Calculate how much cash back you can earn with the U.S. Bank Cash+ Card based on spend. Results can be compared side by side any U.S. credit cards featured on the website.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
U.S. Bank Cash+ earning rate
The U.S. Bank Cash Plus Card earns cash back at the following rates:
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center.
- 2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
- 1% cash back on all other eligible purchases.
5% cash back categories include: Fast Food, Home Utilities, TV / Internet / Streaming, Department Stores, Cell Phone, Electronic Stores, Sporting Goods Stores, Movie Theaters, Gyms / Fitness Centers, Furniture Stores, Ground Transportation, and Select Clothing Stores.
U.S. Bank Cash+ benefits
Here are some of the main benefits of the U.S. Bank Cash Plus Card:
- Cash Back Shopping Online: Shop through the Rewards Center Shopping Deals or download the browser extension for bonus rewards offers with over 1,100 online merchants as you shop – automatically.
- Flexible Redemption Options: Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account.
U.S. Bank Cash+ fees
Annual Fee
The U.S. Bank Cash Plus Card has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the account.
Foreign Transaction Fee
The U.S. Bank Cash Plus Card has a 3% foreign transaction fee. This makes it a bad choice for making purchases abroad.
