Calculate 1% Cash Back - Interactive Calculators
Quick Overview
- Earning 1% cash back means you'll receive 1 cent back for every $1 spent, so if you spend $100, you'd get $1 in cash back.
- To calculate 1% cash back, multiply the purchase amount by 0.01. For example, 1% cash back on a $1,000 purchase is $1,000 x 0.01, which equals $10.
Use our 1% cash back calculator to quickly find out how much cash back you'll earn on any dollar amount at a 1% rate.
What is 1% cash back?
A 1% cash back rate means you earn 1 cent for every dollar spent on eligible purchases. For example, if you spend $100, you’ll receive $1 in cash back rewards.
This rate is often a standard baseline for many credit cards and applies to all purchases unless a higher rate is offered for specific categories like dining or travel. Over time, 1% cash back can add up, providing a simple and consistent way to save on everyday spending.
How do you calculate 1% cash back?
To calculate 1% cash back, multiply the total amount of an eligible purchase by 0.01. This will give you the cash back amount for that transaction. For instance, if you spend $200, the calculation would be $200 × 0.01, resulting in $2 in cash back rewards.
This method applies to all purchases that qualify for the 1% rate, and the total cash back earned depends on your overall spending.
Rakuten Rewards is a free cash back portal that lets you earn up to 10% cash back (or more) when shopping online. Stack your savings by combining Rakuten cash back with existing discounts and rewards from your favorite retailers.
It’s easy to sign up and use, making it a win-win for any online shopper!
1% cash back calculator
Use our 1% Cash Back Calculator to calculate 1% cash back earnings based on any value entered.
Calculator: How much is 1% cash back?
| Total Cash Back: | $1.00 |
|---|
1% cash back amounts
The table below lists the amounts for 1% cash back for several denominations.
| Dollar amount | 1% cash back |
|---|---|
| $100 | $1.00 |
| $200 | $2.00 |
| $300 | $3.00 |
| $400 | $4.00 |
| $500 | $5.00 |
| $600 | $6.00 |
| $700 | $7.00 |
| $800 | $8.00 |
| $900 | $9.00 |
| $1,000 | $10.00 |
| $1,500 | $15.00 |
| $2,000 | $20.00 |
| $5,000 | $50.00 |
| $10,000 | $100.00 |
| $11,000 | $110.00 |
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
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