PNC Cash Rewards® Visa® Credit Card
Fees
Earning Rates
- Earn 4% cash back on gas station purchases.
- Earn 3% cash back at restaurants.
- Earn 2% cash back on grocery purchases.
- Earn 1% cash back on all other purchases.
- Gas, restaurant, and grocery purchases capped at $8,000 in combined spend per year. After that cap is hit, you'll earn at the rate of 1% cash back across all categories for the remainder of the calendar year.
Main Benefits
- Cell phone protection.
Rewards Details
- Receive cash back as a statement credit or deposit into a qualifying PNC account.
- You must have $25 in your PNC Cash Rewards account in order to use your rewards.
Our Take
Card Details
PNC Cash Rewards Card earning rate
The PNC Cash Rewards Card earns cash back at the following rates:
- 4% cash back on gas station purchases.
- 3% cash back at restaurants.
- 2% cash back on grocery purchases.
- 1% cash back on all other purchases.
You'll earn bonus cash back on gas, restaurant, and grocery purchases on up to $8,000 in spend per year. After that cap is hit, you'll earn at the rate of 1% cash back across all categories for the remainder of the calendar year.
PNC Cash Rewards Card benefits
Here are the main benefits of the PNC Cash Rewards Card:
- Purchase Coverage: Cell Phone Protection.
PNC Cash Rewards Card fees
Annual Fee
The PNC Cash Rewards Card has a $0 annual fee.
Authorized User Fee
There is no fee to add additional users to the PNC Cash Rewards Card.
Foreign Transaction Fee
The PNC Cash Rewards Card has a 3% foreign transaction fee. This means that you will be charged a fee when using this card outside of the United States.
PNC Cash Rewards Card cash back calculator
Calculate how much cash back you can earn with the PNC Cash Rewards Credit Card based on spend. Results can be compared side by side any U.S. credit card featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
