Petal® 2 "Cash Back, No Fees Visa®"
Fees
Earning Rates
- Earn up to 1.5% cash back on all purchases after making 12 on-time monthly payments.
Main Benefits
- No fees whatsoever (no late fees, no international fees, no annual fee, or any-other-kind-of-fee, fee), $500 to $10,000 credit limits, and credit building help.
- Card issued by WebBank, Member FDIC.
Our Take
Card Details
Petal 2 Visa earning rate
The Petal 2 Visa Card earns cash back at the following rates:
- Up to 1.5% cash back on all purchases after making 12 on-time monthly payments.
Petal 2 Visa fees
Annual Fee
The Petal 2 Visa Card has a $0 annual fee.
Foreign Transaction Fee
The Petal 2 Visa Card has a 0% foreign transaction fee which is pretty good for a card that is focused on building your credit.
Petal 2 Visa cash back calculator
Calculate how much cash back you can earn with the Petal 2 Visa Credit Card based on spend and number of on-time payments. Results can be compared side by side any U.S. credit card featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
