Discover it® Card
Fees
Earning Rates
- Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
- Earn unlimited 1% cash back on all other purchases – automatically.
Intro Bonus
Our Take
Card Details
Discover it Card cash back rate
The Discover it Card earns cash back at the following rates:
- 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
- 1% cash back on all other purchases – automatically.
Discover it Card fees
Annual Fee
The Discover it Card does not have an annual fee which is outstanding due to the amount of cash back you can earn the first year of cardmembership with the Cash Back Match.
Authorized User Fee
There is no fee to add additional users to the Discover it Card. Adding friends and family can help earn cash back faster — especially within the first year of having the card.
Foreign Transaction Fee
The Discover it Card has a 0% foreign transaction fee. That means that you will not be penalized when making purchases outside of the United States.
Discover it Card cash back calculator
Use the Discover it cash back calculator to easily calculate your total cash back and card value based on your spending. Find out how much your card benefits are worth and whether it's the best option for you.
NOTE: The Discover it Cash Card features one category called Quarter Rotating Categories that calculates 5% back on up to $1,500 for each quarter.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
