Credit One Bank® Platinum X5 Visa®: Calculator & Rewards Breakdown
Fees
Earning Rates
- Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
- Get 1% cash back rewards on all other purchases. Terms Apply.
Main Benefits
- Free access to Experian credit score online
- Bonus cash back spending with participating merchants
Our Take
Credit One Platinum X5 Cash Back Calculator
Use this calculator to estimate how much you’ll earn with the Credit One Platinum X5 Visa Card. Ideal for everyday purchases, it offers 5% back on common essentials — though an annual fee may apply depending on your credit profile.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Credit One Bank® Platinum X5 Visa® Details
Earning Rates
The Credit One Bank Platinum X5 Visa earns cash back at the following rates:
- 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
- 1% cash back rewards on all other purchases.
Key Benefits
Here are the main benefits of the Credit One Platinum X5 Visa:
- Bonus Rewards: Get up to 10% More Cash Back Rewards from some of the nation’s top retailers! No offers to activate or points to redeem.
Fees
Annual Fee
The Credit One Platinum X5 Visa has a $95 annual fee.
Cash Back Calculators & Guides
-
Best Cash Back Credit Card Offers
View a list of the best cash back credit card offers from our partners and calculate which cards will earn you the most based on your spend. -
American Express Cash Back Credit Card Calculators
Use our calculators to calculate total AMEX cash back based on your spend. -
Chase Cash Back Credit Card Calculators
Use our calculators to calculate total Chase cash back based on your spend. -
Capital One Cash Back Credit Card Calculators
Use our calculators to calculate total Capital One cash back based on your spend. -
Citi Cash Back Credit Card Calculators
Use our calculators to calculate total Citi cash back based on your spend. -
View All Cash Back Credit Card Calculators
View the full list of cash back credit cards from all issuers.
