Citizens Bank Cash Back Plus™ World Mastercard®
Fees
Earning Rates
- Earn 1.8% cash back on all purchases.
- If you have a Citizens Quest® Checking account, you can boost your rate to 1.9% cash back on all purchases.
Main Benefits
- No foreign transaction fee, and travel and purchase coverage.
Our Take
Card Details
Citizens Cash Back Plus earning rate
The Citizens Cash Back Plus World Mastercard earns cash back at the following rates:
- 1.8% cash back on all everything you buy.
Citizens Cash Back Plus benefits
Here are the benefits of the Citizens Cash Back Plus World Mastercard:
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, MasterRental Insurance, and Extended Warranty Protection.
Citizens Cash Back Plus fees
Annual Fee
The Citizens Cash Back Plus World Mastercard has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the Citizens Cash Back Plus World Mastercard.
Foreign Transaction Fee
The Citizens Cash Back Plus World Mastercard has a 0% foreign transaction fee. This means you will not be penalized for using the card outside of the United States.
Citizens Cash Back Plus cash back calculator
Calculate much cash back you can earn with the Citizens Cash Back Plus based on spend. Results can be compared side by side any credit card featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.