Bank of America® Business Advantage Unlimited Cash Rewards
Fees
Earning Rates
- Earn unlimited 1.5% cash back on all purchases everywhere, every time.
Main Benefits
- Earn up to 75% more cash back with Preferred Rewards for Business.
Rewards Details
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
Our Take
Card Details
Business Advantage Unlimited Cash Rewards earning rate
The Business Advantage Unlimited Cash Rewards Mastercard earns cash back at the following rates:
- 1.5% cash back on all purchases.
Business Advantage Unlimited Cash Rewards benefits
Here are the main benefits of the Business Advantage Unlimited Cash Rewards Mastercard:
- Bonus Cash Back: Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier.
- Travel & Purchase Coverage: Travel Accident Insurance, Auto Rental Insurance, Lost-Luggage Assistance, Purchase Protection, and Extended Warranty.
Business Advantage Unlimited Cash Rewards fees
Annual Fee
The Business Advantage Unlimited Cash Rewards Mastercard has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the Business Advantage Unlimited Cash Rewards Mastercard. Adding employees to the account can help you earn cash back faster.
Foreign Transaction Fee
The Business Advantage Unlimited Cash Rewards Mastercard has a 3% foreign transaction fee. That makes this a bad option if your business deals with transactions or travel outside of the United States.
Business Advantage Unlimited Cash Rewards cash back calculator
Calculate how much cash back you can earn with the Business Advantage Unlimited Cash Rewards credit card based on your spend. Results can be compared side by side any U.S. credit card featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
