Earning Rates

The Alliant Cashback Visa Card earns cash back at the following rates:

  • 2.5% cash back on the first $10,000 spend during the billing cycle, then 1.5% cash back for the remainder of the billing cycle.

To be eligible for the 2.5% cash back rate, you must meet the following Alliant High-Rate Checking requirements in each calendar month: Maintain an average daily balance of $1,000 or more, opt in for e-statements, and have at least one electronic deposit posted to the account each calendar month.

Key Benefits

Here are the main benefits of the Alliant Cashback Visa Card:

  • Travel & Purchase Coverage: Travel Accident Insurance, Auto Rental Collision Damage Waiver, Roadside Dispatch, Purchase Security, and Extended Warranty Protection.

Fees

Annual Fee

The Alliant Cashback Visa Card does not have an annual fee. That makes this a great cash back credit card if you can qualify for the 2.5% earning rate.

Authorized User Fee

There is no fee to add additional users to the Alliant Cashback Visa Card. Adding family and friends can help you earn cash back faster.

Foreign Transaction Fee

The Alliant Cashback Visa Card has a 0% foreign transaction fee. That makes this a superb card for earning cash back on purchases outside of the United States.