American Express® Gold Rewards Card Points Calculator
Fees
Earning Rates
- Earn 2X points on travel, including flights, hotels, car rentals, cruises, and more.
- Earn 2X points on eligible gas, grocery and drugstore purchases in Canada.
- Earn 1X points on everything else.
- Earn 1 additional point on eligible hotel or car rental bookings made through AMEX Travel Online.
Intro Bonus
Main Benefits
- Enjoy an annual $100 CAD Travel Credit, a $50 CAD NEXUS statement credit, four complimentary visits per calendar year to Plaza Premium Lounges, special benefits when booking through The Hotel Collection, and shopping and travel coverage.
Rewards Details
- Membership Rewards Points earned with the AMEX Gold Card are worth between 1.5 and 2 cents each on average towards airfare. This means 60,000 points has a cash value of $900 to $1,200.
- Points can also be redeemed for charity donations, card purchases, and towards travel using the AMEX Flexible Points Travel program at a value of 1 cent apiece.
AMEX Gold points calculator
Input your monthly and yearly spend amounts into the AMEX Gold Point Calculator to find out how many points you can earn. Compare the results side by side up to two credit cards from any issuer.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
AMEX Gold points per dollar
The American Express Gold Card earns Membership Rewards points at the following rates:
- 2 points for every $1 spent on travel, including flights, hotels, car rentals, cruises, and more.
- 2 points for every $1 spent on eligible gas, grocery and drugstore purchases in Canada.
- 1 point for every $1 spent on everything else.
- 1 additional point per $1 spent on eligible hotel or car rental bookings made through AMEX Travel Online.
AMEX Gold points value
AMEX Gold benefits
Here are the main benefits of the American Express Gold Card:
- $100 Annual Travel Credit: Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online.
- $50 NEXUS Statement Credit: Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express® Gold Rewards Card.
- Airport Lounge Access: Receive access to more than 1,200 airport lounges around the globe with Priority Pass and enjoy four complimentary visits per calendar year for access to Plaza Premium Lounges across Canada.
- The Hotel Collection: Stay two or more consecutive nights at participating properties with The Hotel Collection and receive up to $100 USD hotel credit, a one-category room upgrade at check-in (when available), 12pm check-in (when available), and late check-out (when available).
- Hertz Car Rental Benefit: Enroll into the Hertz Gold Plus Rewards® loyalty program and take advantage of a one car class upgrade on rentals of 5 or more consecutive days and fee-waived for one additional driver.
- Travel & Purchase Insurance: Out of Province/Country Emergency Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Flight Delay Insurance, Baggage Delay Insurance, Hotel Burglary Insurance, Lost or Stolen Baggage Insurance, Travel Accident Insurance, Car Rental Theft and Damage Insurance, Purchase Protection® Plan, and Buyer’s Assurance® Protection Plan.
AMEX Gold points transfer
AMEX Gold fees
Annual Fee
The American Express Gold Card has a $250 annual fee.
Authorized User Fee
Enjoy one additional Gold Card for $0 and $50 annual fee for additional Gold Rewards Cards.
Foreign Transaction Fee
The American Express Gold Card has a foreign transaction fee of 2.5%. This means you will be penalized when using the card to make purchases that are not in Canadian Dollars.
