American Express® Business Gold Rewards Card Points Calculator
Fees
Earning Rates
- Earn 1X points on everything.
Intro Bonus
Main Benefits
- Up to 10,000 bonus points each calendar quarter, access to The Hotel Collection, and travel & purchase insurance.
Rewards Details
- Membership Rewards Points earned with the American Express Business Gold are worth between 1.5 and 2 cents each on average towards airfare. This means 70,000 points has a cash value of $1,050 to $1,400.
AMEX Business Gold points calculator
Input your monthly and yearly business expenses into the AMEX Business Gold Point Calculator to find out how much you can earn. Compare the results side by side up to two credit cards from any issuer.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Note: The calculator calculates the 40K bonus only once $80K in spend has been hit for the full 40K bonus points due to the calculator being based off 12-month or annual spending.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
AMEX Business Gold points per dollar
The American Express Business Gold Rewards Card earns Membership Rewards points at the following rate:
- 1 point for every $1 spent on all card purchases.
AMEX Business Gold points value
AMEX Business Gold benefits
Here are the main benefits of the American Express Business Rewards Gold Card:
- Bonus Points Quarterly: Earn 10,000 bonus points each quarter when you charge $20,000 in net purchases to the card — that's up to 40,000 bonus points each calendar year.
- The Hotel Collection: Stay two or more consecutive nights at participating properties with The Hotel Collection and receive up to $100 USD hotel credit, a one-category room upgrade at check-in (when available), 12pm check-in (when available), and late check-out (when available).
- Hertz Benefits: Enroll into the Hertz Gold Plus Rewards program and enjoy a discount off the standard rates, one car class upgrade on rentals of 5 or more consecutive days, and fee-waived for one additional driver.
- Travel & Purchase Insurance: Car Rental Theft and Damage Insurance, Lost or Stolen Baggage Insurance, Hotel Burglary Insurance, Flight Delay Insurance, Baggage Delay Insurance, Travel Accident Insurance, Employee Card Misuse Protection, Mobile Device Insurance, Purchase Protection® Plan, and Buyer's Assurance® Protection Plan.
AMEX Business Gold points transfer
AMEX Business Gold fees
Annual Fee
The American Express Business Gold Rewards Card has a $199 annual fee.
If you're a heavy spender and can earn the 10K bonus points each quarter by meeting the $20K spend requirement, you'll more than make up for this fee since 40K points are worth at minimum $400 towards travel.
Authorized User Fee
Adding additional Business Gold Rewards Cards will cost you $50 per card, annually.
Foreign Transaction Fee
The American Express Business Gold Rewards Card has a foreign transaction fee of 2.5%. This means you will be penalized when using the card to make purchases that are not in Canadian Dollars.
