Earning Rates

The TD Aeroplan Visa Platinum Card earns Aeroplan points at the following rates:

  • 1 point for every $1 spent directly through Air Canada®, including Air Canada Vacations®.
  • 1 point for every $1 spent on eligible grocery and gas purchases.
  • 1 point for every $1.50 spent on all other purchases.

All bonus rates share an annual combined bonus cap of $80,000 in purchases. Once you've hit this cap, you'll earn at the non-bonus category rate of 1 point for every $1.50 spent across all purchases made to the card for the remainder of the calendar year.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the TD Aeroplan Visa Platinum Card:

  • Avis & Budget Discounts: Save a minimum of 10% off the lowest available rates in Canada and the U.S. and a minimum of 5% off the lowest available rates internationally when using your card for car rentals at participating Avis and Budget locations.
  • Travel & Purchase Coverage: Delayed and Lost Baggage Insurance, Flight/Trip Delay Insurance, Common Carrier Travel Accident Insurance, Auto Rental Collision/Loss Damage Insurance, Hotel/Motel Burglary Insurance, Mobile Device Insurance, Purchase Security, and Extended Warranty Protection.

Fees

Annual Fee

The TD Aeroplan Visa Platinum Card has an annual fee of $89.

Authorized User Fee

Adding additional cardholders to the TD Aeroplan Visa Platinum Card will cost $35 per card.

Foreign Transaction Fee

The TD Aeroplan Visa Platinum Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.