TD Rewards Visa Calculator: Estimate Your Travel Points
Fees
Earning Rates
- Earn 4X points booking travel through ExpediaForTD.
- Earn 3X points on grocery and restaurant purchases.
- Earn 2X points on recurring bill payments.
- Earn 1X points on all other purchases.
Main Benefits
- Enjoy car rental discounts with Avis and Budget discounts
- Be protected with shopping insurance
TD Rewards Visa Points Calculator
Use this calculator to estimate how many TD Rewards Points you can earn with the TD Rewards Visa* Card. It's a no-annual-fee card that offers rewards on everyday purchases, providing flexibility in redeeming points for travel, merchandise, or gift cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
TD Rewards Visa Card Details
Earning Rates
The TD Rewards Visa Card earns TD Rewards points at the following rates:
- 4 TD Rewards points for every $1 you spend when you book travel through Expedia® For TD.
- 3 TD Rewards points for every $1 you spend on groceries and restaurants.
- 2 TD Rewards points for every $1 you spend on regularly recurring bill payments set up on your Account.
- 1 TD Rewards point for every $1 you spend on other Purchases made using your Card.
Bonus points on grocery, restaurant, and recurring bill payment purchases are each individually capped at $5,000. Once you hit the cap, you'll earn at the rate of 1X for that specific category for the remainder of the year.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the TD Rewards Visa Card:
- Avis and Budget Discounts: Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Purchase Insurance: Mobile Device Insurance, Purchase Security Insurance, and Extended Warranty Protection.
Fees
Annual Fee
The TD Rewards Visa Card has an annual fee of $0.
Authorized User Fee
There is no cost to add authorized users to the TD Rewards Visa Card.
Foreign Transaction Fee
The TD Rewards Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.