TD Business Travel Visa Card
Fees
Earning Rates
- Earn 9X points booking travel online through ExpediaForTD.com.
- Earn 6X points on restaurant purchases, recurring bill payments, foreign currency purchases and when booking ExpediaForTD over the phone.
- Earn 2X points everywhere else.
Intro Bonus
Main Benefits
- Discounts with Avis and Budget, savings on business purchases through Visa SavingsEdge, and travel & shopping insurance.
Rewards Details
- TD Rewards points earned with the TD Business Travel Visa are worth 0.5 cents each towards travel booked with Expedia for TD. This means that 150,000 points is equal to $750 in value.
Card Details
TD Business Travel Visa earning rate
The TD Business Travel Visa Card earns TD Rewards points at the following rates:
- 9 TD Rewards points for every $1 spent when you book travel online through ExpediaForTD.com.
- 6 TD Rewards points for every $1 spent on ExpediaForTD.com purchases made over the phone.
- 6 TD Rewards points for every $1 spent on restaurant purchases and regularly recurring bill payments, each individually capped at $80,000 spend per year (then 2X).
- 6 TD Rewards points for every $1 spent on foreign currency purchases, capped at $80,000 spend per year (then 2X).
- 2 TD Rewards points for every $1 spent on all other business purchases.
TD Business Travel Visa points value
TD Business Travel Visa benefits
Here are the main benefits of the TD Business Travel Visa Card:
- Visa SavingsEdge Program: Enjoy discounts of up to 25% off for business purchases made under the Visa SavingsEdge Program.
- Avis and Budget Discounts: Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Travel & Purchase Insurance: Travel Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Common Carrier Travel Accident Insurance, Flight/Trip Delay Insurance, Delayed and Lost Baggage Insurance, Auto Rental Collision/Loss Damage Insurance, Purchase Security Insurance, and Extended Warranty Protection.
TD Business Travel Visa fees
Annual Fee
The TD Business Travel Visa Card has a $149 annual fee.
Authorized User Fee
Adding additional users to the TD Business Travel Visa Card will cost $49 per additional card, per year.
Foreign Transaction Fee
The TD Business Travel Visa Card has a foreign currency conversion fee of 2.5% which means you will be penalized when using this card to make purchases that are not in Canadian Dollars, BUT the card earns 6X TD Rewards points per $1 spent on foreign currency purchases.
At an average value of 0.5 cents per point, earning 6 points per $1 spent is a 3% return on your foreign purchases.
So while you will still be charged a foreign currency conversion fee, you will make up for it in the points you earn from the purchase. All-in-all, foreign currency purchases will net an average overall return of 0.5% back (which is equal to 1 TD Rewards point per $1 spent).
TD Business Travel Visa points calculator
Input your monthly and yearly spend into the TD Business Travel Visa point calculator to find out how much you can earn. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
