Earning Rates

The BMO AIR MILES Mastercard earns AIR MILES at the following rates:

  • 3 Miles for every $25 spent with AIR MILES partners.
  • 2 Miles for every $25 spent at eligible grocery stores, on up to $500 in net purchases per statement cycle period.
  • 2 Miles for every $25 spent at any eligible wholesale clubs, on up to $500 in net purchases per statement cycle period.
  • 2 Miles for every $25 spent at alcohol retailers, on up to $500 in net purchases per statement cycle period.
  • 1 Mile for every $25 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the BMO AIR MILES Mastercard:

  • Fuel Savings: Save up to 7¢ per litre with Shell and BMO, plus save an additional 3¢/L at participating Shell locations as an eligible Member of CAA, AMA or BCAA.
  • Car Rental Discounts: Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide.
  • Purchase Insurance: Purchase Protection and Extended Warranty.

Fees

Annual Fee

The BMO AIR MILES Mastercard has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the BMO AIR MILES Mastercard.

Foreign Transaction Fee

The BMO AIR MILES Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.