PC Optimum Points Value Calculator
PC Optimum points value
PC Optimum Points have a value of $0.001 each for all redemptions. This means that 1,000 points are equal to $1 in cash value with Loblaw companies.
While that may seem low, you can easily earn large amounts of PC Optimum Points shopping at Loblaw companies and using PC Financial Mastercard credit cards.
Redeeming PC Optimum points
PC Optimum Points can be redeemed with Loblaw companies which will give your points a value of 1 cent each. For every 10,000 points you earn, you can redeem them for $10 worth of free stuff.
Redeem in-store with Loblaw Companies
The most common redemption for PC Optimum Points are with Loblaw companies. As soon as you have 10,000 points, you can redeem them for $10 worth of free products and groceries with the following Loblaw companies:
- Loblaws
- NoFrills
- Valu-Mart
- Zehrs
- Real Canadian Superstore
- Independent
- Fortinos
- Wholesale Club
- Joe Fresh
- NoFrills Won't Be Beat
- Atlantic Superstore
- Loblaws CityMarket
- Shoppers Drug Mart
- Beauty Boutique
- Maxi
- Pharmaprix
- Provigo
- Dominion
- Galerie Beauté
Redeem online with partners
PC Optimum points can be redeemed in 10,000-point increments for $10 in value when shopping online at:
- shoppersdrugmart.ca
- pharmaprix.ca
- joefresh.ca
- pcexpress.ca
Spend Your Points Events
If you want to get the most out of your PC Optimum points, the best time to redeem them is during Spend Your Points events. These events allow you to redeem points for increased value during a limited time window.
Here are the rates that are offered during the Spend Your Points Events:
- $65 Off when you redeem 50,000 PC Optimum Points ($15 Extra Value)
- $140 Off when you redeem 100,000 PC Optimum Points ($40 Extra Value)
- $300 Off when you redeem 200,000 PC Optimum Points ($100 Extra Value)
This gives your PC Optimum Points up to 0.15 cents in value which is a very nice increase. I highly recommend keeping an eye on your emails for when these events come around.
Calculator: Convert PC Optimum points to dollars
Use the PC Optimum Points Value calculator to determine the dollar value of your PC Optimum points. This will give you an idea of how much your points are worth on average.
PC Optimum Points Value Calculator
Enter any amount of PC Optimum points to calculate the dollar value.| Redemption option | Average dollar value |
|---|---|
| Spend your points events | $0 - $0 |
| Standard redemption in-store or online with Loblaw Companies and partners | $0 |
Average dollar value
The table below lists the average dollar value of PC Optimum points for common point denominations based on 0.1 center per point.
| PC Optimum points | Dollar value |
|---|---|
| 1 Point | $0.001 |
| 10 Points | $0.01 |
| 100 Points | $0.10 |
| 1,000 Points | $1 |
| 5,000 Points | $5 |
| 10,000 Points | $10 |
| 25,000 Points | $25 |
| 50,000 Points | $50 |
| 100,000 Points | $100 |
How to earn PC Optimum points
The best way to maximize your earnings in the PC Optimum program is by using PC Financial Mastercard credit cards. These cards can earn you up to 30X PC Optimum points per $1 spent which is a great return on your spend, especially if you frequently shop at Loblaw Companies.
Use the PC Financial Mastercard calculators to find out how many PC Optimum points you can earn based on the spend amounts you enter. Compare the results side by side credit cards from any issuer featured on this site.
| Credit Card | Benefits | Annual Fee |
|---|---|---|
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$0 |
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$0 |
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$0 |
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best Overall Travel Card in Canada: American Express Cobalt® Card
- Best Overall for Cash Back: Rogers Red World Elite® Mastercard®
- Best for Gas: CIBC Dividend® Visa Infinite Card
- Best for Recurring Bills: Scotia Momentum® Visa Infinite* Card
