The American Express® Business Platinum Card
Fees
Earning Rates
- Earn 1 point for almost every full £1 you spend on the Card.
Main Benefits
- £300 annual Indeed statement credit, £200 annual travel credit, £150 annual Dell Technologies statement credit, ability to earn 10K Bonus Points monthly, access to 1,400+ lounges worldwide with American Express Global Lounge Collection, access to The Hotel Collection and Fine Hotels + Resorts, complimentary elite status with several hotel loyalty programs and car rental agencies, and comprehensive worldwide travel insurance & purchase insurance.
Rewards Details
- Based on our valuations, Membership Rewards points are worth 0.4p - 0.5p when redeemed through American Express, but can be worth up to 2p in value when transferred to AMEX's airline and hotel partners.
AMEX Business Platinum points calculator
Input your monthly and yearly business expenses to see how many AMEX points you can earn with the AMEX Business Platinum Card UK. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
If you're looking for luxury travel perks for your business and you want to earn rewards that offer excellent value towards airfare and hotel stays, you'll want to consider the American Express® Business Platinum Card. It has a high price tag, but the fee can easily be offset if you travel frequently and can make use of the card's many annual credits.
AMEX Business Platinum earning rate
The American Express Business Platinum Card earns Membership Rewards points at the following rate:
- 1 point for almost every full £1 you spend on the Card
AMEX Business Platinum points value
AMEX Business Platinum benefits
The American Express Business Platinum Card is packed with benefits. Here are some of the best benefits of the card:
- American Express Global Lounge Collection: Enjoy access to over 1,400 airport lounges worldwide which includes Priority Pass lounges, Centurion Lounges, American Express International Lounges, and Delta Sky Club Lounges (when flying Delta) — applies to the cardholder, Business Platinum Employee Cardmember, and a guest.
- £300 Annual Indeed Statement Credit: Get up to £75 in statement credits back every quarter when you spend on uk.Indeed.com.
- £200 Annual Travel Credit: Receive £200 Annual Travel Credit when you spend at American Express Travel Online.
- £150 Annual Dell Technologies Statement Credit: Get up to £75 in statement credits between January and June, and the same between July and December for United Kingdom purchases with Dell Technologies on your card.
- Earn 10K Bonus Points Monthly: When you spend a cumulative £10,000 during any calendar month, you will receive 10,000 Membership Rewards bonus points — that's double the points!
- Fine Hotels + Resorts: Book stays through Fine Hotels + Resorts and receive complimentary benefits including daily breakfast for two, guaranteed 4pm late check-out, room upgrade upon arrival (when available), noon check-in (when available), and a unique property benefits.
- The Hotel Collection: Stay two or more consecutive nights at participating properties with The Hotel Collection and receive up to $100 USD hotel credit, a one-category room upgrade at check-in (when available), 12pm check-in (when available), and late check-out (when available).
- Complimentary Hotel Elite Status: Enjoy complimentary status with Hilton, Marriott, Meliá Hotels, and Radisson Hotel Group for yourself and your Business Platinum Employee Cardmember. Enrollment required.
- Complimentary Car Rental Status: Enjoy complimentary status with Hertz and Avis for yourself and your Business Platinum Employee Cardmember. Enrollment required.
- Travel & Purchase Insurance: Comprehensive Worldwide Travel Insurance (includes Travel Medical Insurance, Trip Cancellation Insurance, Trip Delay Insurance, Trip Interruption Insurance, Lost / Stolen / Damaged Personal Belongings Insurance, and Rental Car Insurance), Purchase Protection, and Refund Protection.
AMEX Business Platinum points transfer
AMEX Business Platinum fees
Annual Fee
The American Express Business Platinum Card has a £650 annual fee.
If you can make use of the £650 in annual credits, you're good to go. But even if you can't make use of all the credits, the card offers more than £650 in annual value.
If you travel enough, the lounge access, hotel benefits, complimentary status with hotels and car rental companies, and travel insurance more than makes up for the fee.
Authorized User Fee
One complimentary Business Platinum Employee Card can be added to the account. This user will have access to the same benefits as the main cardholder.
There is no cost to add Business Gold Employee Cards to the account which allows employees to earn points on their day-to-day business spending. You can add up to 19 Business Gold Employee Cards to the account.
Non-sterling Purchase Fee
The American Express Business Platinum Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
