The American Express® Business Gold Card
Fees
Earning Rates
- Earn 2X points on American Express Travel.
- Earn 1X points on all other purchases.
Main Benefits
- Earn 10K bonus points every quarter, £100 Dell Technologies Credit, and travel & purchase insurance.
Rewards Details
- Based on our valuations, Membership Rewards points are worth 0.4p - 0.5p when redeemed through American Express, but can be worth up to 2p in value when transferred to AMEX's airline and hotel partners.
AMEX Business Gold Card points calculator
Input your monthly and yearly business expenses to see how many AMEX points you can earn with the American Express Business Gold Card UK. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
If you don't need all the luxury travel perks offered by The American Express® Business Platinum Card, the Business Gold Card is a great alternative. If you can make use of the Dell credit, you'll effectively cut the fee in half.
AMEX Business Gold Card earning rate
The American Express Business Gold Card earns Membership Rewards points at the following rate:
- 2 points for every £1 spent on American Express Travel.
- 1 point for every £1 spent on all other purchases.
AMEX Business Gold Card points value
AMEX Business Gold Card benefits
Here are the main benefits of the American Express Business Gold Card:
- Bonus 10,000 Points Quarterly: Every quarter that you spend £20,000 on the AMEX Business Gold Card UK, you'll earn 10,000 bonus Membership Rewards points. Thats a 50% bonus and up to a max of 40,000 bonus Membership Rewards points per calendar year.
- £100 Dell Technologies Credit: Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December. Credits only apply to United Kingdom purchases with Dell Technologies. Enrollment required.
- Travel & Purchase Insurance: Travel Accident Insurance, Travel Inconvenience Insurance, Purchase Protection, and Refund Protection.
AMEX Business Gold Card points transfer
AMEX Business Gold Card fees
Annual Fee
The American Express Business Gold Card has no annual fee the first 12 month, then £195 per year after that.
Authorized User Fee
There is no fee to add supplementary cards to the American Express Business Gold Card. You can add up to 20 supplementary cards.
Non-sterling Purchase Fee
The American Express Business Gold Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
