American Express Nectar Credit Card
Fees
Earning Rates
- Earn 2 points for every £1 spent on the card.
- Collect a minimum of 3 points per £1 spent at Nectar partners when using the Nectar Credit Card and loyalty card.
Intro Bonus
Rewards Details
- Every 500 Nectar Points you redeem are worth £2.50 in cash value. This gives Nectar Points a value of £0.005 per point.
Nectar Credit Card points calculator
Input your monthly and yearly spend amounts into the Nectar Credit Card point calculator to see how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Nectar Credit Card earning rate
The American Express Nectar Credit Card earns Nectar Rewards points at the following rates:
- 2 points for every £1 spent on the card.
- 3 points for every £1 spent at minimum on spend at Nectar partners when using Credit Card and Loyalty Card.
Nectar Credit Card points value
Nectar Credit Card benefits
Here are the main benefits of the American Express Nectar Credit Card:
- American Express Benefits: Enjoy access to American Express Offers and American Express Experiences.
- Purchase Insurance: Purchase and Refund Protection.
Nectar Credit Card points transfer
Nectar Credit Card fees
Annual Fee
The American Express Nectar Credit Card has a £30 which is waived the first year.
Authorized User Fee
There is no fee to add supplementary cards to the American Express Nectar Credit Card.
Non-sterling Purchase Fee
The American Express Nectar Credit Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
