HSBC Points Calculator: HSBC Premier World Elite™ Mastercard®
Fees
Earning Rates
- Earn 4 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
- Earn 3 points for every £1 spent on purchases made in Sterling.
Intro Bonus
Main Benefits
- Priority pass membership, airport fast track, discounts with Agoda and Expedia, and purchase protection.
Rewards Details
- HSBC Premier Rewards points are worth 0.33p when redeemed for vouchers, but can be worth significantly more when transferred to HSBC UK's partners.
HSBC World Elite Mastercard points calculator
Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
HSBC World Elite Mastercard earning rate
The HSBC Premier World Elite Mastercard earns HSBC Premier points at the following rates:
- 4 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
- 3 points for every £1 spent on purchases made in Sterling.
Sterling purchases include UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.
HSBC World Elite Mastercard points value
HSBC World Elite Mastercard benefits
Here are the main benefits of the HSBC Premier World Elite Mastercard:
- Priority Pass Membership: Get access to more than 1,300 airport lounges worldwide — just show your Premier World Elite Mastercard at the lounge door.
- Mastercard Priceless: Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
- Purchase Insurance: Enjoy Purchase Protection.
HSBC World Elite Mastercard points transfer
HSBC World Elite Mastercard fees
Annual Fee
The HSBC Premier World Elite Mastercard has a £290 annual fee.
Authorized User Fee
Adding additional users to the HSBC Premier World Elite Mastercard will cost £60 per card, per year. This fee is refunded for Jade customers.
Additional cardholders will be able to access airport lounges.
Non-sterling Purchase Fee
The HSBC Premier World Elite Mastercard has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
