Tesco Credit Card Points Calculator
Fees
Earning Rates
- Earn 5X/£4 points at Tesco
- Earn 1X/£4 points on Tesco Fuel
- Earn 1X/£8 points on all other purchases
Rewards Details
- Every 100 Tesco Clubcard Points earned is equal to £1 in value when redeemed directly with Tesco which gives them an average value of 1p each.
- Points can also be redeemed with partners to get up to 2X the value which is a great return.
Tesco Clubcard Credit Card points calculator
Input your monthly and yearly spend amounts into the Tesco Credit Card points calculator to see how much you can earn. Compare the results side by side up to two UK credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
If you frequent Tesco or Tesco Petrol stations, the Tesco Clubcard is a no-brainer. It earns bonus Clubcard points on these purchases, allows you to earn Clubcard purchases outside of Tesco, and has no annual fee.
And if you're a Tesco Clubcard Plus member, you will be able to enjoy no transaction fees on foreign purchases.
Tesco Clubcard Credit Card earning rate
The Tesco Credit Card earns Clubcard points at the following rates:
- 1 additional Tesco Clubcard point per £4 spent over the non-cardholder rate with purchases with Tesco for a total of 5 Tesco Clubcard points per £4 spent.
- 1 Tesco Clubcard point per £4 spent on Tesco Fuel (excluding Esso) plus 1 point for every 1 litre bought.
- 1 Tesco Clubcard point per £8 spent on all other card purchases.
Tesco Clubcard Credit Card points value
Tesco Clubcard Credit Card fees
Annual Fee
The Tesco Credit Card does not have an annual fee.
Non-sterling Purchase Fee
The Tesco Credit Card has a 2.75% fee on any transactions you make in a foreign currency. This means you will be penalized when making purchases that are not in Pounds sterling.
If you pay for Clubcard Plus, you will not pay any transaction fees on foreign purchases. Clubcard Plus costs £7.99 per month. At a 2.75% fee, £291 in foreign purchases made during a month will pay for a month of Clubcard Plus membership.
