There's no better credit card available in the UK for earning cash back at no annual fee than the Amex® Cashback Everyday Credit Card. If you plan on spending more than £1,700 per month (£20,400 per year), you'll want to consider the Amex® Cashback Credit Card.

Earning Rates

The Amex Platinum Cashback Everyday Credit Card earns cash back at the following rates:

  • 0.5% cash back on spend up to £10,000 within your card membership year.
  • 1% cash back on spend above £10,000 within your card membership year.

Key Benefits

Here are the main benefits of the Amex Platinum Cashback Everyday Credit Card:

  • AMEX Benefits: Enjoy access to American Express Offers and American Express Experiences.
  • Travel & Purchase Insurance: Travel Accident Insurance, and Purchase & Refund Protection.

Fees

Annual Fee

The Amex Platinum Cashback Everyday Credit Card has a £0 annual fee.

If you plan on spending less than £1,700 per month, then this is the better option. If you plan on spending more than that, you will want to consider the Amex® Cashback Everyday Credit Card.

Authorized User Fee

There is no fee to add authorized users to the Amex Platinum Cashback Everyday credit card.

Non-sterling Purchase Fee

The Amex Platinum Cashback Everyday credit card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.