If you want to earn cash back on all of your purchases at a low annual fee, the AMEX Platinum Cashback Credit Card is the best option available in the UK. It is the better option over the no annual fee version if you spend more than £1,700 per month.

Earning Rates

The Amex Platinum Cashback Credit Card earns cash back at the following rates:

  • 0.75% cash back on spend up to £10,000 within your card membership year.
  • 1.25% cash back on spend above £10,000 within your card membership year.

Key Benefits

Here are the main benefits of the Amex Platinum Cashback Credit Card:

  • AMEX Benefits: Enjoy access to American Express Offers and American Express Experiences.
  • Travel & Purchase Insurance: Travel Accident Insurance, and Purchase & Refund Protection.

Fees

Annual Fee

The Amex Platinum Cashback Credit Card has a £25 annual fee.

If you plan on spending over £1,700 per month, this is the better option over the Amex® Cashback Everyday Credit Card.

Authorized User Fee

There is no fee to add authorized users to the Amex Platinum Cashback credit card.

Non-sterling Purchase Fee

The Amex Platinum Cashback credit card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.