Earning Rates

The TD Business Travel Visa Card earns TD Rewards points at the following rates:

  • 9 TD Rewards points for every $1 spent when you book travel online through ExpediaForTD.com.
  • 6 TD Rewards points for every $1 spent on ExpediaForTD.com purchases made over the phone.
  • 6 TD Rewards points for every $1 spent on restaurant purchases and regularly recurring bill payments, each individually capped at $80,000 spend per year (then 2X).
  • 6 TD Rewards points for every $1 spent on foreign currency purchases, capped at $80,000 spend per year (then 2X).
  • 2 TD Rewards points for every $1 spent on all other business purchases.

Rewards Value & Calculator

Loading Info

Key Benefits

Here are the main benefits of the TD Business Travel Visa Card:

  • Visa SavingsEdge Program: Enjoy discounts of up to 25% off for business purchases made under the Visa SavingsEdge Program.
  • Avis and Budget Discounts: Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Travel & Purchase Insurance: Travel Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Common Carrier Travel Accident Insurance, Flight/Trip Delay Insurance, Delayed and Lost Baggage Insurance, Auto Rental Collision/Loss Damage Insurance, Purchase Security Insurance, and Extended Warranty Protection.

Fees

Annual Fee

The TD Business Travel Visa Card has a $149 annual fee.

Authorized User Fee

Adding additional users to the TD Business Travel Visa Card will cost $49 per additional card, per year.

Foreign Transaction Fee

The TD Business Travel Visa Card has a foreign currency conversion fee of 2.5% which means you will be penalized when using this card to make purchases that are not in Canadian Dollars, BUT the card earns 6X TD Rewards points per $1 spent on foreign currency purchases.

At an average value of 0.5 cents per point, earning 6 points per $1 spent is a 3% return on your foreign purchases.

So while you will still be charged a foreign currency conversion fee, you will make up for it in the points you earn from the purchase. All-in-all, foreign currency purchases will net an average overall return of 0.5% back (which is equal to 1 TD Rewards point per $1 spent).