Amazon.ca Rewards Mastercard
Fees
Earning Rates
- Earn 2.5% back on Amazon purchases made as a Prime member or 1.5% back as a non-Prime member.
- Earn 2.5% back on Whole Foods Market stores purchases made as a Prime member or 1.5% back as a non-Prime member.
- Earn 2.5% back on Foreign Currency purchases made as a Prime member or 1% back as a non-Prime member.
- Earn 1% back on all other purchases.
Main Benefits
- Enjoy discounts when booking rentals with Avis and Budget, purchase assurance and extended warranty.
Rewards Details
- Amazon Rewards Points earned with the Amazon.ca Rewards Mastercard are worth 1 cent each. This means that 100 points has a cash value of $1 in Amazon.ca purchases.
- Once you reach 2,000 Amazon Rewards points, you will automatically receive a $20 Amazon.ca gift card. This card will be linked to the credit card within two billing cycles.
Card Details
Earning Rewards
The Amazon.ca Rewards Mastercard earns cash back with Amazon at the following rates:
- 2.5% back on Amazon purchases made as a Prime member or 1.5% back as a non-Prime member.
- 2.5% back on Whole Foods Market stores purchases made as a Prime member or 1.5% back as a non-Prime member.
- 2.5% back on Foreign Currency purchases made as a Prime member or 1% back as a non-Prime member.
- 1% back on all other purchases.
Rewards Value
Perks & Benefits
Here are the main benefits of the Amazon.ca Rewards Mastercard:
- Avis & Budget Discounts: Save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Purchase Insurance: Purchase Assurance and Extended Warranty Benefit.
Card Fees
Annual Fee
The Amazon.ca Rewards Mastercard has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the Amazon.ca Rewards Mastercard.
Foreign Transaction Fee
The Amazon.ca Rewards Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
Amazon Points Calculator
Input your monthly and yearly spend amounts into the Amazon.ca Mastercard point calculator to see how many Amazon points you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
