TD Cash Back Visa Card
Fees
Earning Rates
- Earn 1% in cash back dollars on eligible gas purchases, on up to $5,000 per year (then 0.5%).
- Earn 1% in cash back dollars on eligible grocery purchases, on up to $5,000 per year (then 0.5%).
- Earn 1% in cash back dollars on regularly recurring bill payments set up on the account.
- Earn 0.5% in cash back dollars on all other purchases.
Main Benefits
- Save on car rentals with Avis and Budget.
Card Details
Earning Rewards
The TD Cash Back Visa Card earns Cash Back Dollars at the following rates:
- 1% in Cash Back Dollars on eligible gas purchases, on up to $5,000 per year (then 0.5%).
- 1% in Cash Back Dollars on eligible grocery purchases, on up to $5,000 per year (then 0.5%).
- 1% in Cash Back Dollars on regularly recurring bill payments set up on the account.
- 0.5% in Cash Back Dollars on all other purchases.
Rewards Value
Cash Back Dollars can be redeemed anytime through EasyWeb or the TD Mobile App. Redemptions must be for a minimum amount of $25.
Perks & Benefits
Here are the main benefits of the TD Cash Back Visa Card:
- Car Rental Savings: Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
Card Fees
Annual Fee
The TD Cash Back Visa Card has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the TD Cash Back Visa Card.
Foreign Transaction Fee
The TD Cash Back Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
TD Cash Back Calculator
Input your monthly and yearly spend amounts to estimate cash back earnings for the TD Cash Back Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
