Tangerine World Mastercard Calculator: Cash Back Estimator
Fees
Earning Rates
- Earn 2% Money-Back Rewards on your everyday purchases in two categories of your choice.
- Earn 2% Money-Back Rewards on a 3rd Money-Back category when you get your rewards deposited into your Tangerine Savings account.
- Earn 0.5% Money-Back Rewards on all other everyday purchases.
Main Benefits
- Receive rewards monthly with no cap on how much you can earn
- Mobile device insurance and rental car collision/loss damage insurance
Tangerine World Mastercard Cash Back Calculator
Use this calculator to estimate how much cash back you can earn with the Tangerine World Mastercard. Customize your rewards by selecting up to three spending categories and enjoy additional benefits like mobile device insurance and rental car coverage.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Earning Rates
The Tangerine World Mastercard earns cash back at the following rates:
- Unlimited 2% cash back in 2 categories of your choice.
- Unlimited 2% cash back on a third category of your choice when you have your Rewards deposited automatically into a Tangerine Savings Account.
- Unlimited 0.5% cash back on everything else.
There are ten 2% back categories: Grocery, Furniture, Restaurant, Hotel-Motel, Gas Station, Recurring Bill Payments, Drug Store, Home Improvement, Entertainment, and Public Transportation & Parking.
Note: Cash back earned with this card is referred to as Money-Back Rewards.
Key Benefits
Here are the main benefits of the Tangerine World Mastercard:
- Paid Monthly: Receive your Money-Back Rewards deposited into your account monthly.
- Mobile Wallet & Contactless Payments: Add the Tangerine World Mastercard to your Apple Pay, Google Pay, and Samsung Pay mobile wallets and use it where contactless payments are accepted.
- Mastercard® Travel Rewards: While traveling outside Canada, use this Card to unlock cashback offers at participating merchants.
- Mastercard® Travel Pass Provided By DragonPass: Exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit.
- Travel & Purchase Coverage: Mobile Device Insurance and Rental Car Collision/Loss Damage Insurance.
Fees
Annual Fee
The Tangerine World Mastercard has no annual fee. This is fantastic considering you can earn 2% back on up to three categories of your choice and that you get paid your rewards monthly.
Authorized User Fee
You can add up to 5 authorized users to the Tangerine World Mastercard at no additional fee.
Foreign Transaction Fee
The Tangerine World Mastercard has a 2.5% foreign transaction fee. This means that you will be penalized when using this card to make purchases that aren't in Canadian Dollars.