Tangerine Money-Back Calculator: Estimate Your Cash Back Rewards
Fees
Earning Rates
- Earn 2% Money-Back Rewards on your everyday purchases in two categories of your choice.
- Earn 2% Money-Back Rewards on a 3rd Money-Back category when you get your rewards deposited into your Tangerine Savings account.
- Earn 0.5% Money-Back Rewards on all other everyday purchases.
Main Benefits
- Receive rewards monthly with no cap on how much you can earn
Tangerine Money-Back Credit Card Calculator
Use this calculator to estimate how much cash back you can earn with the Tangerine Money-Back Credit Card. Tailor your rewards to match your spending habits by selecting up to three categories, all with no annual fee.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Earning Rates
The Tangerine Money-Back Credit Card earns cash back at the following rates:
- Unlimited 2% cash back in 2 categories of your choice.
- Unlimited 2% cash back on a third category of your choice when you have your Rewards deposited automatically into a Tangerine Savings Account.
- Unlimited 0.5% cash back on everything else.
There are ten 2% back categories: Grocery, Furniture, Restaurant, Hotel-Motel, Gas Station, Recurring Bill Payments, Drug Store, Home Improvement, Entertainment, and Public Transportation & Parking.
Note: Cash back earned with this card is referred to as Money-Back Rewards.
Key Benefits
Here are the main benefits of the Tangerine Money-Back Credit Card:
- Paid Monthly: Receive your Money-Back Rewards deposited into your account monthly.
- Mobile Wallet & Contactless Payments: Add the Tangerine World Mastercard to your Apple Pay, Google Pay, and Samsung Pay mobile wallets and use it where contactless payments are accepted.
Fees
Annual Fee
The Tangerine Money-Back Credit Card has no annual fee.
Authorized User Fee
Add up to 5 authorized users to the Tangerine Money-Back Credit Card for no additional fee.
Foreign Transaction Fee
The Tangerine Money-Back Credit Card has a 2.5% foreign transaction fee. This means that you will be penalized when using this card to make purchases that aren't in Canadian Dollars.