Earning Rates

The Odyssey World Elite Mastercard earns cash back at the following rates:

  • 3% back in BONUSDOLLARS on grocery purchases, on up to $10,000 per year (then 1.5%).
  • 2% back in BONUSDOLLARS on restaurant purchases, on up to $6,000 per year (then 1.5%).
  • 2% back in BONUSDOLLARS on entertainment and alternative transportation purchases.
  • 1.5% back in BONUSDOLLARS on other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Odyssey World Elite Mastercard:

  • Desjardins Lounge Access: Enjoy 8 free passes a year to the Desjardins Odyssey Lounges at Montréal-Trudeau International Airport for all the cards on the Odyssey® World Elite® Mastercard® account.
  • Mastercard Travel Pass: Access over 1,300 airport lounges in more than 140 countries, courtesy of Mastercard Travel Pass External link provided by DragonPass.
  • Car Rental Discounts: Enjoy up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.
  • Travel & Purchase Insurance: Trip Cancellation, Lost and Damaged Baggage Coverage, Baggage Delay, Emergency Healthcare Coverage, Auto Rental Collision and Loss Damage Insurance, Mobile Device Insurance, Purchase Protection and Extended Warranty.

Fees

Annual Fee

The Odyssey World Elite Mastercard has a $130 annual fee.

Authorized User Fee

Desjardins members will pay no fee to add authorized users to the Odyssey World Elite Mastercard. Non-members can add additional cards for $40 per year.

Foreign Transaction Fee

The Odyssey World Elite Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.