Cash Back World Elite® Mastercard®
Fees
Earning Rates
- Earn 4% cash back on grocery store purchases, on up to $10,000 per year (then 1%).
- Earn 3% cash back on restaurant purchases, on up to $6,000 per year (then 1%).
- Earn 3% cash back on entertainment and alternative transportation purchases.
- Earn 1% cash back on all other purchases.
Main Benefits
- Mastercard Travel Pass, car rental discounts, mobile device insurance, and travel & purchase insurance.
Card Details
Earning Rewards
The Cash Back World Elite Mastercard earns cash back at the following rates:
- 4% cash back on groceries, on up to the first $10,000 in annual purchases (then 1%).
- 3% cash back at restaurants, on up to the first $6,000 in annual purchases (then 1%).
- 3% cash back on entertainment and alternative transportation.
- 1% cash back on all other purchases.
Rewards Value
Perks & Benefits
Here are the main benefits of the Cash Back World Elite Mastercard:
- Car Rental Discounts: Enjoy up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.
- Travel & Purchase Insurance: Trip Cancellation, Lost and Damaged Baggage Coverage, Baggage Delay, Emergency Healthcare Coverage, Auto Rental Collision and Loss Damage Insurance, Mobile Device Insurance, Purchase Protection and Extended Warranty.
Card Fees
Annual Fee
The Cash Back World Elite Mastercard has a $100 annual fee.
Authorized User Fee
Adding authorized users to the Cash Back World Elite Mastercard will cost you $30 per card.
Foreign Transaction Fee
The Cash Back World Elite Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
Cash Back Calculator
Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the Desjardins Cash Back World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
