Desjardins Cash Back Visa Calculator: Cash Back Estimator for Everyday Categories
Fees
Earning Rates
- Earn up to 2% cash back on restaurant and pre-authorized payments.
- Earn 2% cash back on entertainment and alternative transportation.
- Earn 0.5% cash back on all other card purchases.
Main Benefits
- Enjoy car rental discounts with Hertz, Thrifty, and Dollar
- Be protected with Mobile Device Insurance and travel & purchase coverage
Desjardins Cash Back Visa Rewards Calculator
Use this calculator to estimate how much cash back you’ll earn with the Desjardins Cash Back Visa Card.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Earning Rates
The Desjardins Cash Back Visa earns cash back at the following rates:
- 2% cash back on restaurant and pre-authorized payment purchases, up to your first $3,600 in annual purchases (then 0.5%).
- 2% cash back on entertainment and alternative transportation.
- 0.5% cash back on all other purchases
Key Benefits
Here are the main benefits of the Desjardins Cash Back Visa:
- Car Rental Discounts: Enjoy up to 15% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.
- Travel & Purchase Insurance: Trip Cancellation, Lost and Damaged Baggage Coverage, Baggage Delay, Emergency Healthcare Coverage, Mobile Device Insurance, Purchase Protection and Extended Warranty.
Fees
Annual Fee
The Desjardins Cash Back Visa has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the Desjardins Cash Back Visa.
Foreign Transaction Fee
The Desjardins Cash Back Visa has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.